Meet Our Founder

Visionary leadership guiding Siva Overseas forward.

Mr.Pidikiti Samba Siva Rao

With over 10 years of experience in education and finance, Mr. Pidikiti Samba Siva Rao started Siva Overseas to make it easier for students in India to get loans for studying abroad.

His leadership has helped hundreds of students by offering clear and easy-to-access financial support. His focus on honesty, new ideas, and personal support continues to guide our success and help students achieve their goals

Who We Are

Siva Overseas is a trusted education loan consultancy committed to helping students achieve their dreams of studying abroad. With tie-ups across 20+ financial institutions, we provide transparent and efficient guidance for both secured and unsecured loans.

We assist students throughout the loan process—from documentation to final disbursal—and offer personalized support to ensure a hassle-free experience.

Whether you’re heading to the US, UK, Canada, or any other destination, our expert team ensures you find the right funding at the best possible terms.

Why Choose Us

Expert Guidance

Our experienced team provides personalized advice tailored to your academic and financial needs.

Wide Range of Loan Options

We offer access to secured and unsecured education loans from multiple banking partners.

Fast Approvals & Disbursals

Enjoy quick loan processing and timely disbursals to meet university deadlines efficiently.

Success Stories

Rahul

Rahul - MS in USA

As an international student, I was worried about the financial burden of studying abroad. But Siva Overseas Loans made it incredibly easy for me. Their interest rates are significantly lower than other lenders I researched, and the repayment terms are student-friendly. I could focus on my studies without stressing about heavy EMIs. I'm truly grateful for their support—it made my dream of studying overseas a reality.

Priya

Priya - MBA in UK

Getting a loan from Siva Overseas Loans was one of the best decisions I made. Their low interest rates meant I didn’t have to worry about accumulating debt while studying. Unlike other lenders, there were no hidden charges, and everything was clearly explained. Thanks to their support, I’m pursuing my master’s degree abroad without financial stress.

Arjun

Arjun - Engineering in UK

Siva Overseas made my entire loan process incredibly smooth and stress-free. From the moment I submitted my application, I received regular and timely updates, so I always knew what stage my loan was at. The approval was quick, with no unnecessary delays or complications. Their team was always ready to assist and answered all my questions with patience and clarity. I felt supported every step of the way. I highly recommend Siva Overseas Loans to anyone looking for a hassle-free education loan experience!

Divya

Divya - Masters in Australia

I was initially anxious about taking an education loan, but Siva Overseas made everything so simple and transparent. Their team guided me through every step, from documentation to disbursement. The interest rates were surprisingly low, and the repayment terms were clearly explained. It didn’t feel like a financial burden at all. Thanks to them, I was able to secure my admission abroad with confidence. I would definitely recommend their services to other students.